Frequently asked

Correct. The consultation, the plan comparison and the one-on-one review carry no charge to you. Licensed agents are paid by the insurance company only if you choose to enroll, so there is never a fee or an invoice on your end.

No. A plan costs the same whether you enroll through a licensed agent, directly with the carrier, or on Medicare.gov. Using an agent does not add anything to your premium.

No. If your current plan is already working for your doctors, your prescriptions and your budget, you will be told that plainly and the call ends there. A review that ends with you keeping what you have is a successful review.

No. Your Senior Health Benefits Review is an independent insurance brokerage. It is not affiliated with or endorsed by the U.S. Government or the federal Medicare program. For information on all of your options, contact Medicare.gov or 1-800-MEDICARE.

Usually ten to fifteen minutes on the phone. Bring your list of doctors and prescriptions and it goes faster.

Adam is independently appointed with several insurance organizations and compares what those organizations offer in your county. He does not offer every plan available in your area, and any information provided is limited to the plans he does offer. Medicare.gov or 1-800-MEDICARE can give you information on all of your options.

Yes. Part D is often where the largest differences show up between plans, because every plan covers a different list of drugs at different tiers. Your prescriptions get checked against the actual drug list for each plan in your county.

Then you may have more options than you were told, and you can often review and change your plan more than once a year. There are plans built specifically for people who have both. Read more about your options here.

No. Your information is used to contact you about Medicare plan options and for nothing else. It is not sold and it is not shared with other agencies. See the privacy policy.

Then keep it. Plans do change their costs and their drug lists each year, so a yearly check is worth doing, but there is no obligation attached to it and nobody will push you off something that works.