Licensed in 13 states · No obligation
Independent Medicare guidance from a licensed local broker. Skip the long workshops and the pile of mail. One short call, plain answers, and there is no charge for the review.
Pick one and get straight to the right questions.
Or call (762) 226-8566, or text REVIEW to the same number.
What you will learn
When your window opens, when it closes, and which deadlines carry a penalty.
Not a national brochure. What is actually available at your address.
Checked against the carrier's own current directory, not a guess.
Every plan covers a different list at different tiers. Yours get checked by name.
Not tied to one carrier. Several organizations get compared for you.
You are never billed, and your premium is not higher for working with an agent.
The same person every time. No script, no queue, no transfer.
If you do not sign up for Medicare Part B when you are first eligible, you may pay a late enrollment penalty for as long as you have Part B. The monthly premium can rise by 10% for each full 12-month period you could have had Part B but did not enroll.
That is the single most expensive thing to get wrong, and it is entirely avoidable. A short review confirms your dates before a deadline passes.
How it works
Ten to fifteen minutes to understand your doctors, your prescriptions and what you actually need.
Your current plan gets compared against what is offered in your specific county, using the plans Adam is appointed with.
If something fits your situation better, he helps you enroll. If what you have is already right for you, he tells you to keep it.
The difference
Worth knowing
Your current plan's costs, copays and covered medications can all change on January 1. What fit last year may not fit now.
Many plans include extras like dental, vision or hearing. What is included depends on the plan and where you live, and it is worth knowing what yours has.
People often carry coverage that no longer matches the doctors they see or the drugs they take, simply because nobody reviewed it with them.
Carriers
Independent means Adam is not tied to a single insurance company. He compares what several organizations offer in your county and explains honestly how they differ.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Common question
Licensed agents are paid by the insurance company when someone enrolls, never by you. Your review carries no cost whether you switch plans or not, and your premium is not higher for having worked with an agent. You will never see a bill.
Questions
Correct. The consultation, the plan comparison and the one-on-one review carry no charge to you. Licensed agents are paid by the insurance company only if you choose to enroll, so there is never a fee or an invoice on your end.
No. A plan costs the same whether you enroll through a licensed agent, directly with the carrier, or on Medicare.gov. Using an agent does not add anything to your premium.
No. If your current plan is already working for your doctors, your prescriptions and your budget, you will be told that plainly and the call ends there. A review that ends with you keeping what you have is a successful review.
No. Your Senior Health Benefits Review is an independent insurance brokerage. It is not affiliated with or endorsed by the U.S. Government or the federal Medicare program. For information on all of your options, contact Medicare.gov or 1-800-MEDICARE.
Usually ten to fifteen minutes on the phone. Bring your list of doctors and prescriptions and it goes faster.
Adam is independently appointed with several insurance organizations and compares what those organizations offer in your county. He does not offer every plan available in your area, and any information provided is limited to the plans he does offer. Medicare.gov or 1-800-MEDICARE can give you information on all of your options.
About a minute to ask, about ten minutes on the phone.